When driving a rented car in Europe and Bulgaria in particular, there are three types of vehicle insurance to be considered - the damage cover, the theft cover, and the third-party liability insurance cover. All of these can be initially paid by the owner of the rented car, depending on their company policy. Anyway, lessees can choose whether or not to pay an additional fee to take advantage of the insurance and stay covered in case of an accident during the rental period. Every rent a car Sofia company can offer their customers different terms and conditions regarding the car insurance fees, so asking for details before signing the contract is highly recommended. Below, we will describe the basic principles of using the insurance cover of the rented car when choosing Yes rent a car for your local service provider in Sofia and Bulgaria.
The Super Collision Damage Waiver (SCDW)
The lessee’s liability in case of a traffic accident can be limited upon paying an extra fee for the rented car collision insurance. Keep in mind that the amount has to be prepaid before picking up the vehicle and is not subject to refund. By choosing and agreeing to pay the extra amount, the lessees can significantly reduce their liability and keep it as low as the amount of the charges in the General terms and conditions. However, the insurance does not cover damage caused by careless exploitation of the rented car, including loss of keys, car documents, registration plates, etc.
The Super Theft Protection Waiver (STPW)
Like the collision damage waiver, the theft protection waiver can be freely chosen and paid for by the lessee if they want to limit their liability in case theft of the rented car occurs. When praying for the theft protection waiver, the lessee is still obliged to receive a police report for the theft of the rented car and provide it to the team of Yes rent a car. Failing to do so will go against the contract agreements and will result in further penalties for the client.
The Third Party Liability Insurance
Finally, all third-party damage to the car will be automatically covered by the rented car third-party liability insurance. The compulsory requirements for taking advantage of this type of insurance are minding all the terms of the service provider, described in the general conditions for renting a car in Sofia. Typically, these include complying with the traffic laws, handling the rented car with care, ensuring its optimal safety, not allowing unauthorized people to take the driver seat, etc. For any further information and detail on the insurance conditions, you can directly contact the team of Yes rent a car or any other chosen car rental provider in Sofia.